Worrying rise in companies refusing cash

Worrying rise in companies refusing cash

Consumer rights advocates deplore a worrying increase in businesses in Quebec refusing cash after abandoning this type of payment during the pandemic.

“We are concerned because the biggest users of cash are economically disadvantaged people and it excludes them,” says Alexandre Plourde, a lawyer and analyst at Option consommateurs.

According to him, Quebecers with low incomes, the elderly, the less educated and the homeless are the ones who rely the most on cash payments to make their purchases.

“It is not marginal to pay in cash. There are also many people who simply do not have a bank account, who prefer not to leave traces of certain transactions or who want to have a reliable means of payment in case of failure or computer attack. It is their right”, says the lawyer.

Recall that one had made it impossible to make debit purchases for an entire day in July 2022, much to the chagrin of merchants and their customers.


La Beignerie, at Le Plateau-Mont-Royal in Montreal, also refuses any cash payments at its business.

Photo Francis Pilon

La Beignerie, at Le Plateau-Mont-Royal in Montreal, also refuses any cash payments at its business.

more and more numerous

Option consumers in Quebec abandoning cash payment. According to Alexandre Plourde, the list has grown in 2023.

the Registry went to the Quartier Dix30 in Brossard on Monday to confirm this trend. At least two businesses were refusing cash, the clothing store Jack & Jones and the DavidsTea chain. In this sense, posters have been installed in front of the boxes.


The Jack & Jones store, in Quartier DIX30 in Brossard, prohibits

Photo Francis Pilon

The Jack & Jones store, in Quartier DIX30 in Brossard, prohibits “no cash payment” from being accepted at its checkout.

“We have made the decision, as part of our 2020 COVID-19 protocols, to go fully digital in order to provide the most efficient store experience possible and reduce hand-to-hand contact,” confirms Sarah Vincent in an email. , spokesperson for DavidsTea.


Not all David's Tea stores in Quebec, like this one in Brossard, accept cash.  “Bye Bye counting”, indicates its sign.

Photo Francis Pilon

Not all David’s Tea stores in Quebec, like this one in Brossard, accept cash. “Bye Bye counting”, indicates its sign.

especially in restaurants

In Montreal, our representative has noticed that several stores, but especially restaurants, refuse all cash payments. This is the case of the La Beignerie bakery, the Fugazzi pizzeria or the Mandy’s salad counters.


Fugazzi Pizza, in Montreal, only accepts card payments.

Photo Francis Pilon

Fugazzi Pizza, in Montreal, only accepts card payments.

“We just stopped taking money because of COVID and never came back,” explains a Mandy’s employee, behind her counter set up in Old Montreal.


Mandy's restaurants, located in Greater Montreal, warn their customers that cash is refused as soon as they set foot in one of their businesses.

Photo Francis Pilon

Mandy’s restaurants, located in Greater Montreal, warn their customers that cash is refused as soon as they set foot in one of their businesses.


La Donut Store - Mand'ys

A shopkeeper, who preferred not to mention her name for fear of reprisals, also confessed to the Registry that “some people quickly flare up” about it. For its part, it does not accept cash, mainly for security reasons.

“We don’t want to harm our employees by forcing them to carry money with them and we don’t want to have to worry about the presence of money on the premises,” defends this entrepreneur.

Keep in mind that traders are also following this trend. In fact, the Société de transport de Montréal (STM) abandoned cash in the boxes of its metro stations in February 2022. As for VIA Rail, only bank cards are accepted on board its trains.


Cash has not been accepted at the Montreal metro tills since February 2022.

Photo Agency QMI, Charles Mathieu

Cash has not been accepted at the Montreal metro tills since February 2022.

Is it legit?

Alexandre Plourde, a lawyer for Option consommateurs, insists that the federal government move quickly to force companies to accept cash.

“The law is outdated and it is not clear whether or not merchants can reject cash. Basically, if the company puts a clear and visible sign that it refuses cash or if it puts a clause in a contract to that effect, it could be legal in these circumstances”, sums up Ms.me To sack.

Similar observation for Laurence Marget, Executive Director of the Coalition of Consumer Associations of Quebec (CACQ).

“The government should change the law so that refusing cash payment is prohibited. If ever the merchants who sell essential products, such as pharmacies or supermarkets, refuse to pay in cash, it would be catastrophic,” worries Ms.to me Daisy flower.

The conspirators get involved

The CACQ points out that many people want to pay in cash to avoid bank fraud, but also so that certain transactions remain anonymous. We are thinking here of purchases from the Société québécoise du cannabis (SQDC), for example.

“There are conspirators, in quotes, saying on the Internet that cash is going to disappear completely and it is better to track them down. Others share false information about it. You have to be careful and make sense of things, without falling completely into a conspiracy”, warns Laurence Marget.

L’French media agency in particular, he published an article on this topic last month where conspiracy theorists shared false theories that cash would soon disappear from our modern societies.

“If this theme is recurring, it is also because it fits well into a conspiracy reading grid, according to which a cashless society would be synonymous with total control by the authorities,” it can be read there.

LOCAL BUSINESSES REJECTING CASH:

  • davidstea
  • jack and jones
  • mandy’s
  • the donut shop
  • Fugazzi Pizza
  • The STM (in its subway boxes)
  • VIA Rail (on their trains)

WHY KEEP PAYING IN CASH?

  • The only means available to certain disadvantaged people
  • Avoid credit card fraud
  • Prevent tracking of a transaction
  • You want to reduce bank charges
  • Get better control of your budget by seeing the money spent
  • Always accessible in case of attack or computer failure

*Source: Consumer Choice

CASH PAYMENT IN CANADA AT A GLANCE:

  • The number of cash transactions has decreased by 62% in the last five years
  • 10% of payments are always made in cash
  • Cash is the fourth most used payment method
  • The average value of cash transactions is $29

*Font : published in 2021


#Worrying #rise #companies #refusing #cash

Leave a Comment

Your email address will not be published. Required fields are marked *